What happened
Millions of people are being targeted by everything from fake jobs and investment schemes to impersonation scams, brushing scams, payment fraud, and increasingly convincing AI-generated voices and messages.
But technology is only part of the story.
This documentary examines how financial pressure, economic uncertainty, social media, artificial intelligence, and old-fashioned psychological manipulation are coming together to create a new environment for fraud.
We look at real cases, the history of confidence schemes, the enormous financial losses being reported, and how the warning signs people were taught to recognize are beginning to change.
The scams may look new.
The psychology behind them isn’t.
Monterra produces independent documentary and editorial content based on publicly available information, reporting, research, interviews, company materials, public records, and other sources believed to be reliable at the time of production.



